An AI portfolio manager for diversification: how to split your capital, shown with numbers.
Firefly Allocator reads your holdings, shows the concentration you actually carry — by asset class, sector, factor, market and single name — and lets you test alternative splits against ten years of data: drawdown, recovery time, correlation, and what a monthly rebalance would have cost. You choose the split. Allocator shows the consequences before you do.
Early access opening 2027 · opens your email app with a short note to us · no newsletter, one email when it is ready.
Fintrens is not a SEBI-registered investment adviser. Allocator explains and analyses; it does not give personalised investment advice.
Asset allocation calculators in India usually ask your age and return a pie chart. Firefly Allocator starts from your real portfolio, measures the risk you already hold, and compares splits the way an institutional desk would — historical drawdown, correlation between holdings, rebalancing cost and tax. It works across equity, mutual funds, debt, gold, US stocks and crypto, and it can hand a chosen split to Firefly's execution layer to run on your own broker account.
Built on the engine you can already check on Signals.
Look-through of mutual funds and ETFs into sectors, factors and single names, so a 'diversified' fund portfolio shows its true overlap.
Drawdown, time to recover, volatility and correlation for any split you propose, over ten years of Indian and global data. No return projections.
Every proposed move comes with estimated brokerage, STT, capital-gains tax and the number of transactions per year.
Listed equity, mutual funds via CAS, bonds and debt funds, gold, US stocks under LRS, and crypto — one view.
A split you choose can become the capital allocation for Terra, Nova and Meta — Firefly's algo trading products — on your own broker account; the strategies then work within it.
Export the current and proposed allocation with the assumptions, for a SEBI-registered adviser to review.
Said before launch, so it does not need saying after.
- Choose your allocation for you. It measures and compares; the decision, and advice on it, stays with you and your adviser.
- Show return forecasts. Historical drawdown and correlation are shown; future returns are not implied.
- Hold your assets. Everything stays at your broker, AMC or exchange.
How Allocator fits with Firefly.
Free, daily, for 100+ stocks and coins. The same verdicts and family breakdown feed every AI product.
AI portfolio diversification, grounded in your own holdings and the strategy engine, with sources on every number.
Firefly's automated trading products for India, the US and crypto place orders on your own broker account, with a stop on every rule and a drawdown limit on the book. Allocator does not trade.
Asked about Firefly Allocator.
Is Firefly Allocator a robo-advisor?
No. Robo-advisors in India give you a model portfolio under a SEBI registration. Allocator is analysis software: it shows what your portfolio holds and what alternative splits would have done. Advisors can use it under their own registration; individuals use it to inform a conversation with one.
What is the difference from Firefly Advisor?
Advisor answers questions about your portfolio and the market. Allocator is specifically about the split of your capital across assets, sectors and markets, and about testing changes to it. They share the same data connection.
Which holdings can it read?
Broker holdings via read-only API (Angel One, Zerodha), mutual funds via a CAS upload, and manual entries for anything else — gold, PPF, fixed deposits, foreign stocks, crypto.
Does it account for tax?
Yes: STCG and LTCG on equity and equity funds at the rates in force, indexation rules for debt where applicable, and the 30% flat rate for crypto. Figures are estimates for comparison, not tax advice.
Can it rebalance automatically?
Not by itself. A chosen split can be handed to Firefly's execution layer, which then runs the rule-based strategies within that allocation on your own broker account — with the same stops and drawdown limits as Terra.
When can I use it?
Early access is planned for 2027. Email us with the button on this page to be told first.
Be first to try Firefly Allocator.
One email from us when early access opens. Until then, the strategy engine behind it is public every day on Signals.